Hauora & Ora Tonu
Health & wellbeing
Our mission
BETTER HEALTH FOR YOU AND YOUR WHĀNAU - EVERYDAY, AND FOR LIFE
Physical, mental and financial wellbeing are all connected.
Helping members stay healthy is an important part of our commitment to improving the wellbeing of union members and their whānau.
That's why we work with trusted partners to provide education, services and support that help make it easier to look after your health and wellbeing throughout your life.
Primary Healthcare
Helping Make Everyday Healthcare More Accessible & Affordable
Many people put off things like GP visits, dental treatment, physiotherapy or eye tests because of the cost.
That's why we work with UniMed to offer a range of Primary Care Plans designed to help with healthcare costs members are already paying for.
PLUS all UniMed Primary Care Plans include access to many of UniMed's Active Benefits wellbeing services at no additional cost.
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Primary Care Plans
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UniMed's Active Benefits
Online Pharmacy services
Save time, save money, when you switch to ZOOM Pharmacy*
Zoom Pharmacy makes medication management affordable, seamless, and stress-free.
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Monthly Medicines Delivery Service
Get FREE prescriptions, FREE packing and FREE delivery to your door if you are taking four or more regular medicines.
This service is designed for Members who take multiple medicines daily and want an easier way to manage them.
PLUS Switch to Zoom Pharmacy's Monthly Medicines Service today and get a $25 Prezzy Card with your first delivery.*
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Prescription Medicines - Lowest Price
ZOOM Pharmacy knows price can be a major barrier to medicines. Get non-funded prescription medicines online at their best price, delivered directly to your door.
Zoom offers a convenient and secure way to order and manage your unfunded prescription medicines with their comprehensive selection of prescription products to address a wide range of health conditions.
Hospital Insurance
Protection against the high costs of surgery
Most New Zealanders don’t realise how much surgical, hospital, or ongoing medical care can truly cost their family until it’s too late.
Our public health system and ACC does a good job in providing access to treatment for serious illness and emergencies, but many health issues Kiwis face are either not accidental or are for non-urgent health conditions like hip replacements or cardiac procedures. This means there can often be delays in accessing treatment and the associated costs can be substantial.
Hospital cover can provide protection against these high costs of surgery and help you deal with these unexpected medical issues faster.
We have two options:
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Hospital Select
UniMed's Hospital Select is designed to keep premiums affordable and sustainable over time. Its main benefits are:
- Hospital cover with unlimited cover for general surgery and oral surgery
- Cover for many pre-existing conditions after you have been insured for three years**.
- Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.

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Choice of hospital cover
If Hospital Select is not the ideal plan for you or your family’s needs, a Monument financial adviser can look at alternative options for you from other medical insurers, as they are not limited to only providing you one insurer option.
Also, any hospital cover arranged through them can be linked to your UniMed Primary Care or Primary Care Extra plan allowing you to claim back up to $500 on your surgical excess in the event of a hospital cover claim.
Member testimonials
I've really enjoyed the wrap around service this health care provides. It was because of the generous offer to cover three therapy sessions as part of the well being newsletter that I signed myself up for therapy. I have continued after the three sessions and have been really appreciative that my psych sessions are partially covered.
TR from Auckland
HealthCarePlus and UniMed Member
I found out about Clearhead which I've used and it's been great to have access to some free counselling. It is a great scheme and affordable. Being able to claim half of Doctors fees and prescriptions is great.
KH from Wellington
HealthCarePlus & UniMed Member
I find HealthCarePlus provide an excellent service. I so appreciated 3 mental health appointments and I recommend HealthCarePlus to my friends
LB from Auckland
HealthCarePlus & UniMed Member
Good value as covers a wide range of health expenses for health conditions that don't require surgery. Great that coverage has extended to people who are pro-active in maintaining their health (regular dental and vision checks, molemap).
JI from Lower Hutt
HealthCarePlus & UniMed Member
Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back is really helpful.
JH from Feilding
HealthCarePlus & UniMed Member
It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.
DB from Dunedin
HealthCarePlus & UniMed Member
Terms and Conditions
(*) T&Cs and eligibility criteria apply, as assessed by a ZOOM Pharmacist. Get a $25 Prezzy Card with your first delivery when you join our monthly medicines service. Limited to new Monthly Medicines Service users. Free standard shipping is available on orders over $25 when you apply the eligible coupon code ‘healthcareplus’ at checkout. This excludes prescription medicines, and large/oversized items. See Zoom Pharmacy full T&Cs here
Primary Care, Primary Care Extra and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to UniMed's Terms and Conditions and the relevant Health Plan Document.
(**) See Hospital Select policy wordings for more details
UniMed Financial Strength Rating: A (Excellent)
Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).




