Hauora & Ora Tonu
Health & wellbeing
Our mission
BETTER HEALTH FOR YOU AND YOUR WHĀNAU - EVERYDAY, AND FOR LIFE
Physical, mental (and financial health) are all connected - so improving health & wellbeing for you and your whānau is at the core of everything we do.
We aim to support you to be more proactive with your healthcare, and that means making health services more accessible and affordable.
With a choice of primary care plans , online pharmacy services and comprehensive hospital cover plans we can give you access to a growing range of kiwi companies that have been carefully selected to provide solutions and services that support you and your whānau's broader health & wellbeing needs.
This proactive approach enables timely interventions and preventive measures, greatly improving treatment outcomes.
BUT if the unexpected were to happen we also can protect you against the high costs of surgery and deal with unexpected medical issues faster.
Primary Healthcare
Affordable primary care
It starts with primary health care services - a vital part of our health system that not enough New Zealanders take advantage of. From GP visits, to early consultations, screenings, treatments, and tests across a wide range of health areas. Primary healthcare interventions can often be the difference between catching a problem early or facing more serious impacts, and costs, later on.
PLUS with a UniMed Primary Care Plan, you get their free mental health support service and you are eligible to register free of charge for our GoodForYou online Wellbeing program.
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A healthcare plan
Primary Care Plans
From as little as $4.25* per week, UniMed's Primary Care Plans help you and your family reduce the costs of a wide range of healthcare treatment including: dental, optical, physiotherapy, GP's and prescriptions, health screening and other benefits. -
Mental health support
3 Fully Funded Sessions Per Year
If you have one of our three exclusive UniMed primary healthcare plans you can access three fully funded sessions with a registered therapist of your choice through either Clearhead or 3 Big Things. -
Online health & wellbeing program
GoodForYou
A comprehensive online wellbeing program that provides tools and support to improve your health and wellbeing and rewards you for making healthier choices.
Online Pharmacy services
Save time, save money, when you switch to ZOOM Pharmacy^
Zoom Pharmacy makes medication management affordable, seamless, and stress-free. Plus they have a few special offers for our Members too
They have three services for you:
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Monthly Medicines Delivery Service
Get FREE prescriptions, FREE packing and FREE delivery to your door if you are taking four or more regular medicines.
This service is designed for Members who take multiple medicines daily and want an easier way to manage them.
PLUS Switch to Zoom Pharmacy's Monthly Medicines Service today and get a $25 Prezzy Card with your first delivery.**
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Prescription Medicines - Lowest Price
ZOOM Pharmacy knows price can be a major barrier to medicines. Get non-funded prescription medicines online at their best price, delivered directly to your door.
Zoom offers a convenient and secure way to order and manage your unfunded prescription medicines with their comprehensive selection of prescription products to address a wide range of health conditions. -
Zoom Pharmacy Shop
Hospital Insurance
Protection against the high costs of surgery
Most New Zealanders don’t realise how much surgical, hospital, or ongoing medical care can truly cost their family until it’s too late.
Our public health system and ACC does a good job in providing access to treatment for serious illness and emergencies, but many health issues Kiwis face are either not accidental or are for non-urgent health conditions like hip replacements or cardiac procedures. This means there can often be delays in accessing treatment and the associated costs can be substantial.
Hospital cover can provide protection against these high costs of surgery and help you deal with these unexpected medical issues faster.
We have two options:
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Hospital Select
UniMed's Hospital Select is designed to keep premiums affordable and sustainable over time. It's main benefits are:
- Hospital cover with unlimited cover** for general surgery and oral surgery
- Cover for many pre-existing conditions after you have been insured for three years***.
- Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
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Choice of hospital cover
If Hospital Select is not the ideal plan for you or your family’s needs, a Monument financial adviser can look at alternative options for you from other medical insurers, as they are not limited to only providing you one insurer option.
Also, any hospital cover arranged through them can be linked to your HealthCarePlus Primary Care or Primary Care Extra plan allowing you to claim back up to $500 on your surgical excess in the event of a hospital cover claim.
Member testimonials
I've really enjoyed the wrap around service this health care provides. It was because of the generous offer to cover three therapy sessions as part of the well being newsletter that I signed myself up for therapy. I have continued after the three sessions and have been really appreciative that my psych sessions are partially covered.
TR from Auckland
HealthCarePlus and UniMed Member
I found out about Clearhead which I've used and it's been great to have access to some free counselling. It is a great scheme and affordable. Being able to claim half of Doctors fees and prescriptions is great.
KH from Wellington
HealthCarePlus & UniMed Member
I find HealthCarePlus provide an excellent service. I so appreciated 3 mental health appointments and I recommend HealthCarePlus to my friends
LB from Auckland
HealthCarePlus & UniMed Member
Good value as covers a wide range of health expenses for health conditions that don't require surgery. Great that coverage has extended to people who are pro-active in maintaining their health (regular dental and vision checks, molemap).
JI from Lower Hutt
HealthCarePlus & UniMed Member
Although I don't have a big policy, the everyday help with things like glasses is great. Ordinary doctors bills can become quite expensive if you or spouse have a run of poor health and getting some costs back is really helpful.
JH from Feilding
HealthCarePlus & UniMed Member
It's quick, easy and efficient - what a great team behind the scenes. Our family struggles with budgeting out of our pay packets, but with HealthCarePlus we don't hesitate in accessing health services when we need them as the UniMed claims process is so easy.
DB from Dunedin
HealthCarePlus & UniMed Member
Terms and Conditions
(*) This is the weekly premium paid by a single insured adult aged between 18 and 45 for UniMed Primary Care plan, as at 01 April 2025. Primary Care, Primary Care Extra, #care4U are exclusively available to participating union members of NZEI, PPTA, PSA, TEU, ISEA, TIASA.
Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.
(**) From 1 April 2024, cover for general surgery and oral surgery increase from $300,000 to Unlimited.
(***) See Hospital Select policy wordings for more details
(^) T&Cs and eligibility criteria apply, as assessed by a ZOOM Pharmacist. Get a $25 Prezzy Card with your first delivery when you join our monthly medicines service. Limited to new Monthly Medicines Service users. Free standard shipping is available on orders over $25 when you apply the eligible coupon code ‘healthcareplus’ at checkout. This excludes prescription medicines, and large/oversized items. See Zoom Pharmacy full T&Cs here
UNIMED'S FINANCIAL RATING: A (Excellent)
Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).