Member Benefit

Get $1,100 more benefits, with Primary Care Extra*


If you have a Primary Care policy or #care4U, you can upgrade to Primary Care Extra to get additional benefits when you see your GP, optician, physio, or a range of other health providers.

Primary Care Extra has all the benefits available in the Primary Care plan plus:

  • Dental treatment
  • Travel and other vaccinations
  • Some increased benefit maximums
  • Mole mapping

For further details about Primary Care Extra, please visit Primary Care Extra page.


How much extra will it cost?

See the Pricing Tables below to help you check what your new premiums may be when you upgrade to Primary Care Extra Plan.

If you are non-union members, please add extra 10% to the rate.

Premium Rates for Union Members - Effective 1 April 2024

Primary Care Extra - HealthCarePlus 2023

Terms and conditions
(*) Members may choose to increase their benefits by moving from Primary Care to Primary Care Extra, provided that:
          • All Members are covered in the same plan i.e. either Primary Care or Primary Care Extra, and 
          • The appropriate premium is paid

On upgrading to Primary Care Extra, Members will serve the Waiting Period applicable under Primary Care Extra for all benefits that are not included in Primary Care. These additional Waiting Periods apply over and above the standard Waiting Periods for Primary Care. Please refer to Upgrade Terms and Conditions.

Primary Care, Primary Care Extra and #care4U are underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.


Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).