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PARTNERING WITH UNIMED

IT'S GOOD TO HAVE A PLAN

 

Whether you’re supporting your health costs day to day or protecting yourself from the bigger things life can throw at you – knowing that you and your Whānau are covered is worth a lot.

So, you can choose three primary health plans designed by UniMed to make day to day healthcare more affordable and accessible to everyday families.  

And their Hospital Select Plan, designed to keep premiums affordable and sustainable over time to protect your family against the high costs of surgery and help you deal with unexpected medical issues faster

Primary Care Plans

These plans are exclusive to HealthCarePlus Members and range from basic coverage which is called Primary Care to a more comprehensive plan which is called Primary Care Extra.

  • The plans start from as little as $4.55* per week 
  • These plans have no exclusions to join and can be applied for online in less than a minute 
  • Subject to the plan you choose, you can get cover for dental, optical, GP costs, specialist & tests, mole mapping, vaccinations, complementary medical and many more benefits.   
Learn more


Hospital Select

UniMed's Hospital Select Plan is designed to keep premiums affordable and sustainable over time, protecting your family against the high costs of surgery and helping you deal with unexpected medical issues faster. Earlier intervention means less time off work or wait times for surgery, and in most cases, a better outcome or recovery.

  • Full hospital cover with unlimited cover** across surgery and related consultations.
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Learn more

Get cover for: surgery, hospitalisation, cancer treatment, and a wide range of specialist consultations, scans and tests.

Testimonials

Through Unimed there are benefits on top of what you can normally claim for. I was able to access a health professional through Clearhead and they have made a significant difference to my life

HealthCarePlus and UniMed customer

As a busy mum, I never focused on my own health and well-being, it was all about my kids. I now have regular dental and chiro appointments and have gone to the doctors for the first time in years. Really happy I made the decision to join.

HealthCarePlus and UniMed

customer

Easy to use online portal to upload documents. Claims are processed in a timely manner. When I've needed to talk to a human on the phone, they were super helpful and took their time to ensure I understood what they were explaining. Very clear and concise information.

HealthCarePlus and UniMed

customer

I feel genuinely supported by my policy, which is really refreshing in the world of insurance. Making claims is easy, and they are often promptly paid with no fuss. I wish all my insurance was like this!

HealthCarePlus and UniMed

customer

Having Unimed Health insurance makes it affordable for me and my family to stay well. Thank you Unimed.

Joe Bloggs

Member since 2014

About UniMed

 

UniMed is a not-for-profit, member-focused organisation, trusted by over 130,000 members.

Since 1979, UniMed has been helping hard-working Kiwis and their families to access and fund the healthcare they need – when they need it.

Like HealthCarePlus, UniMed was established by Unions to provide its members with health insurance benefits. UniMed's ownership structure aligns with Members' interests as there is an unwavering focus on making decisions in the best interests of members, rather than profit.



UniMed's Financial Strength Rating: 

A (Excellent)

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).

Terms and Conditions

* This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2026. Primary Care, Primary Care Extra are exclusively available to participating union members of NZEI, PPTA, ISEA, TIASA, PSA, TEU and any other Union approved under the EBS constitution and agreed to by the Board.

Primary Care Plans and Hospital Select are underwritten and administered by Union Medical Benefits Society Limited (UniMed). Any cover issued in response to this application is subject to the relevant Health Plan document and UniMed’s Terms and Conditions.

(**) From 1 April 2024, cover for general surgery and oral surgery increase from $300,000 to Unlimited.

We may receive a commission or similar compensation payment from UniMed when you obtain their products and/or services through your membership of HealthCarePlus. That will generally be in the form of an upfront payment, but we may also receive an ongoing trail commission payment in some cases.  This enables us to provide you with Membership Benefits and the management of the charitable grants.