Whether you’re supporting your health costs day to day or protecting yourself from the bigger things life can throw at you – knowing that you and your Whānau are covered is worth a lot.

So, you can choose three primary health plans designed by UniMed to make day to day healthcare more affordable and accessible to everyday families.  

And their Hospital Select Plan, designed to keep premiums affordable and sustainable over time to protect your family against the high costs of surgery and help you deal with unexpected medical issues faster

Primary Care Plans

These plans are exclusive to HealthCarePlus Members and range from basic coverage which is called Primary Care to a more comprehensive plan which is called Primary Care Extra.

  • The plans start from as little as $3.71* per week 
  • These plans have no exclusions to join and can be applied for online in less than a minute 
  • Subject to the plan you choose, you can get cover for dental, optical, GP costs, specialist & tests, mole mapping, vaccinations, complementary medical and many more benefits.   
Learn more

Compare Plans: Make sure you choose the plan that's right for you. Use the table here to compare the plans and get a quote before you signup

Hospital Select

UniMed's Hospital Select Plan is designed to keep premiums affordable and sustainable over time, protecting your family against the high costs of surgery and helping you deal with unexpected medical issues faster. Earlier intervention means less time off work or wait times for surgery, and in most cases, a better outcome or recovery.

  • Full hospital cover with unlimited cover** across surgery and related consultations.
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Learn more

Get cover for: surgery, hospitalisation, cancer treatment, and a wide range of specialist consultations, scans and tests.

About UniMed


UniMed is a not-for-profit, member-focused organisation that specializes in providing affordable health insurance and wellbeing services to all New Zealanders.

UniMed cares about keeping people well, helping them live happier, longer lives.  As a home-grown organisation they have a vested interest in supporting Aotearoa to becoming a healthy, resilient and thriving nation. UniMed has been covering Kiwi workers for more than 40 years, with over 100,000 people enjoying memberships with them.

Like HealthCarePlus, UniMed was established by Unions to provide its Members with health insurance benefits. UniMed’s ownership structure aligns with Members’ interests as there is an unwavering focus on making decisions in the best interests of Members, rather than profit. 


Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).

Terms and Conditions

* This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2024. Primary Care, Primary Care Extra, #care4U are exclusively available to participating union members of NZEI, PPTA, PSA, TEU, ISEA, TIASA.

Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.

(**) From 1 April 2024, cover for general surgery and oral surgery increase from $300,000 to Unlimited.