Terms of use

Website Terms of Use and Disclaimer

HealthCarePlus is the trading name for the Education Benevolent Society Incorporated, a not-for-profit incorporated society.  By accessing and using this website, you unconditionally agree to be bound by the following Terms of Use.

The contents contained on this website is for general information only.  HealthCarePlus reserves the right to vary the contents of this website, including the Terms of Use, at any time without notice.  Your continued use of the Website following the posting of any changes to this website and/or the Terms of Use indicates your acceptance of those changes.

While HealthCarePlus endeavour to ensure that the contents of this website are correct, HealthCarePlus does not warrant its accuracy, reliability, completeness or that it is up to date.  HealthCarePlus is not responsible, in any event, for any loss or damage of whatever kind arising out of access to, use of, or reliance on any information contained on this website.

HealthCarePlus does not represent or warrant that this website will operate at any given time or location on a fault-free basis.  HealthCarePlus does not represent or warrant that this website will be secure, private or free from viruses.

This website may contain links to third-party websites.  HealthCarePlus is not responsible for the contents of any linked site or any link contained in a linked site.  HealthCarePlus is providing these links only as a convenience, and the inclusion of such a link does not imply endorsement of the linked site by HealthCarePlus.

The contents of this website does not constitute an offer by HealthCarePlus to enter into a contract with you, except where expressly stated.  Any quotations or rate figures provided do not, unless expressly stated, constitute the qualification for insurance cover or provide any guarantee you will be eligible or accepted for any insurance product or service.

Nothing on this website constitutes financial or other professional advice in any way.  You should seek professional advice as to the suitability of any product or service referred on this website.

Nothing on this website may be reproduced, transmitted, stored, or otherwise dealt with without the consent of HealthCarePlus except that you may print or download from this website for your own personal use.

The contents of this website have been prepared in accordance with New Zealand law.  This website and any contracts with HealthCarePlus arising out of the use of this website are governed by New Zealand law.  New Zealand courts have exclusive jurisdiction on any matter related to the use of this website.

If you would like further information about any of the material contained in this site, please call our helpline on 0800 268 3763.