Be Part of Something Better
We believe that in today’s world, supporting our Member's health & wellbeing is much more than just access to affordable health insurance.
We now provide ‘Member-only’ services & offers from a range of trusted partners that aims to support your financial, physical and mental wellbeing.
— Covering day-to-day Healthcare Costs
Our day-to-day plans bring genuine benefits through everyday life (not just when someone gets ill) and can leave a typical family better off by hundreds of dollars every year.
Who is UniMed?
UniMed is the trading name for Union Medical Benefit Society Limited established in 1979 and provides a comprehensive range of health insurance plans. Like HealthCarePlus, UniMed was established by Unions to provide its Members with health insurance benefits. UniMed is a New Zealand licensed insurer.
UniMed is a not-for-profit incorporated society. This means UniMed is owned by you, its Members and any profits (called surpluses) are applied for the benefit of those Members. Unlike a company, there are no dividends paid to shareholders.
Financial Strength: Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best's ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended)Read more
Who is Cover-More?
Cover-More is a leading travel insurance provider in New Zealand and Australia and has longstanding partnerships with major travel agency networks and airlines including Flight Centre Travel Group and Air New Zealand.
Cover-More has operations in 22 countries across five continents with leading market positions also in Ireland, India, in the USA and in Latin America.
Cover-More Group was acquired by Zurich Insurance Group in 2017.
Financial rating: ZAIL has an insurer financial strength rating of AA- from Standard & Poor’s (Australia) Pty Ltd. Find out more here.Read more
Who is Petcover?
Petcover is an independently owned and operated pet insurance company that has been insuring pets for over 40 years.
Created by international pet industry experts, they used their knowledge and expertise to create and provide New Zealand’s most comprehensive range of cover.
Operating globally, we are proud to have insured hundreds of thousands of pets through understanding you and your pets’ needs whilst providing you with peace of mind.
Petcover is a specialist pet insurer in New Zealand offering a comprehensive range of pet cover for cats, dogs, and horses, with the widest range of policy options and cover levels to suit.Read more
Who is Enrich Retirement?
Enrich Retirement was founded by Liz Koh, a financial planner, whose mission is to help you enjoy life—to the max. She is a Certified Financial Planner, Chartered Accountant and Chartered Member of the Institute of Directors.
While she no longer provides personalised advice, she is now dedicating her time to sharing her knowledge and experience with as many people as possible.
Liz is actively writing and speaking on money matters through Enrich Retirement which aims to help you plan the retirement of your dreams and to give you the tools and resources to make your dreams a reality.
Who is Monument Insurance?
For over 30 years Monument Insurance has been HealthCarePlus’s appointed business partner to provide financial advice to HealthCarePlus Members on life and health insurance. (HealthCarePlus is not legally able to provide financial advice). Monument is an authorised body to Crombie Lockwood. Crombie Lockwood is licensed by the Financial Markets Authority (FMA) to provide advice on life and health insurance products.
Crombie Lockwood has been helping New Zealanders protect what is important for over 40 years. From their beginnings in Napier in 1978, Crombie Lockwood has proudly built up a network from Invercargill to Kaitaia with a team of around 900 people in more than 25 offices.
Crombie Lockwood is now one of the largest insurance broking companies in New Zealand, placing premiums in excess of $800 million on behalf of over 100,000 customers throughout the country.
In 2014, Crombie Lockwood was bought by Gallagher, the fourth largest insurance broker globally. The combination of their heritage and Gallagher ownership has resulted in local expertise with global support.Read more