Be Part of Something Better
Created by Unions, for their members – we aim to support the
physical, mental, and financial well-being of NZ’s teachers and public sector
workers. Despite our name, we offer a range of 'better than market' services,
beyond health cover.
— Covering day-to-day Healthcare Costs
Our day-to-day plans bring genuine benefits through everyday life (not just when someone gets ill) and can leave a typical family better off by hundreds of dollars every year.
— I want to update my plan
If your circumstances change, we have you covered when it comes to our three Primary Cover Plans.
If you need more cover, we make it easy to upgrade to more benefits with our Primary Care Extra Upgrade Form. Or if your family status has changed, it is easy to add your partner or children (up to 21 yrs old) to your health plan with our Additional Members Form.
But make sure you choose the right plan for your needs by using our Compare Our Plans page.
We're here to give you and your family a better deal for better health.
Who is UniMed?
UniMed is the trading name for Union Medical Benefit Society Limited established in 1979 and provides a comprehensive range of health insurance plans. Like HealthCarePlus, UniMed was established by Unions to provide its Members with health insurance benefits. UniMed is a New Zealand licensed insurer.
UniMed is a not-for-profit incorporated society. This means UniMed is owned by you, its Members and any profits (called surpluses) are applied for the benefit of those Members. Unlike a company, there are no dividends paid to shareholders.
Financial Strength: Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best's ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended)
Read more
Who is Cover-More?
Cover-More is a leading travel insurance provider in New Zealand and Australia and has longstanding partnerships with major travel agency networks and airlines including Flight Centre Travel Group and Air New Zealand.
Cover-More has operations in 22 countries across five continents with leading market positions also in Ireland, India, in the USA and in Latin America.
Cover-More NZ has been listed as a finalist in the recent 2019 Australian and New Zealand Institute of Insurance and Finance’s (ANZIIF) annual Insurance Industry Awards in the ‘Innovation of the Year’ category.
Cover-More Group was acquired by Zurich Insurance Group in 2017.
Read more
— Want to know more?
To help you start thinking about preparing your estate planning, choose one of the buttons below to read more about wills and enduring powers of attorney
Online wills & EPAs Estate Planning
Who is Public Trust?
Public Trust is a Crown Entity whose independence is guaranteed under the Public Trust Act 2001. Their Māori name, Te Tari Tiaki Iwi, translates as 'the organisation that takes care of people'.
They were established in 1873 to provide independent and reliable trustee services.
They are best known as New Zealand's largest provider of wills and estate administration services and have a long tradition of looking after the interests of New Zealanders - it's what they've been doing since they were established.
Today they have over 300 employees operating from 24 customer centres and a number of part time and appointment only sites across New Zealand.
Read more
Who is Monument Insurance?
Monument is appointed by HealthCarePlus for the distribution of Hospital Cover and Risk Insurance products to its members. Monument is an authorised body to Crombie Lockwood. Crombie Lockwood is licensed by the Financial Markets Authority (FMA) to provide advice on life and health insurance products.
Crombie Lockwood has been helping New Zealanders protect what’s important for over 40 years. From their beginnings in Napier in 1978, Crombie Lockwood has proudly built up a network from Invercargill to Kaitaia with a team of around 900 people in more than 25 offices.
Crombie Lockwood is now one of the largest insurance broking companies in New Zealand, placing premiums in excess of $800 million on behalf of over 100,000 customers throughout the country.
In 2014, Crombie Lockwood was bought by Gallagher, the fourth largest insurance broker globally. The combination of their heritage and Gallagher ownership has resulted in local expertise with global support.
Read more