Primary Care Extra

The most comprehensive ‘day-to-day’ plan

An exclusively unique plan for participating union members of NZEI, PPTA, PSA, TEU, TIASA & ISEA, and their family members to help reduce the costs of a wide range of healthcare treatments including dental, optical, physiotherapy, GP's and prescriptions, health screening, and other benefits. 

All pre-existing conditions are covered and you can get excess reimbursement on approved Hospital Cover policies ($500 maximum applies)*. Plus, FREE access to our personalised wellbeing program.

With Primary Care Extra you can get up to

$2,000 of benefits

collectively for dental, optical, GP cost, specialist & test, mole mapping and complementary medical. 

Plus many more benefits from just $5.86** per week

Get a quote

— What are the benefits?

A plan including all the benefits of Primary Care plus:

  • Dental Treatment
  • Vaccinations
  • Increased limits on some Primary Care benefits
  • Mole Mapping 
  • Pre-existing conditions are covered
  • Free access to our personalised wellbeing program

Please note waiting periods apply. To find out more, click on the benefits below.

  • Dental Treatment 50% up to $250

    Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon. Includes periodontic and endodontic treatment.

    Crowns, dental implants and dentures are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).

    Waiting period: 6 months

    Benefit maximum: 50% up to $250

  • Optical 50% up to $250

    Optometrist eye examinations, prescription glasses and contact lenses.

    Waiting period: 6 months

    Benefit maximum: 50% up to $250

  • Medical, Specialists and Tests 50% up to $1000

    Prescription medicines and laboratory tests ($20 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks. Mole Mapping is included.  Ambulance fees. Travel/consultations and other vaccinations are included (subject to a Sub-limit of 50% reimbursement of actual costs incurred up to $100 per Calendar Year).

    Waiting period: 3 months

    Benefit maximum: 50% up to $1000

  • Complementary Medical 50% up to $500

    Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation.

    Waiting period: 3 months

    Benefit maximum: 50% up to $500

  • Hospital Treatment 50% up to $1000 ($500 maximum applies for excess reimbursement)

    A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges.

    Excess reimbursement. Excludes oral surgery.

    Waiting period: 3 months

    Benefit maximum: 50% up to $1000 ($500 maximum applies for excess reimbursement)

  • Major Diagnostic Imaging 50% up to $600

    A contribution towards the cost of CT scans, MRI scans and Angiograms.

    Waiting period: 6 months

    Benefit maximum: 50% up to $600

  • Medical Appliance 50% up to $400

    Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses,  aids for the control of diabetes or lung disease, Epipens, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear, baby monitor or any equipment for the disabled.

    Waiting period: 3 months

    Benefit maximum: 50% up to $400

  • Orthodontic Treatment 30% up to $750 per child ($1500 maximum for the duration of the subscriber’s membership)

    A contribution towards the cost of orthodontic consultations and treatment for Insured Children.

    Waiting period: 12 months

    Benefit maximum: 30% up to $750 per child ($1500 maximum for the duration of the subscriber’s membership)

  • Sick Leave Without Pay $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks

    Where the Subscriber is required to take sick leave without pay due to illness.

    Waiting period: 12 months

    Benefit maximum: $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks

  • Birth Grant $200

    A lump sum payment for each live child born to a Subscriber or their partner; or for each child adopted by a Subscriber or their partner.

    Waiting period: 12 months

    Benefit maximum: $200

  • Bereavement Grant $1000

    A lump sum payment on the death of an Insured Adult or Child (including still birth).

    Waiting period: 3 months

    Benefit maximum: $1000

  • A Personalised Wellbeing Program

    Get ongoing health & wellbeing advice, tailored to your age and situation - such as articles, videos and tips - as well as ongoing challenges that you can take yourself, or with family & friends. 

    And whenever you take action to invest in your wellbeing - you can also earn points towards a range of exclusive 'wellbeing' discounts and rewards!

    Sign up at https://info.healthcareplus.org.nz/good-for-you

Primary Care Extra

We hope you will take the time to consider making the most of these exclusive healthcare benefits and join HealthCarePlus, because better long-term outcomes, for all our eligible Union members is what we’re all about.

Can you afford NOT to be covered, get a quote today.

Get a quote
Primary Care Extra

Terms and conditions apply. Primary Care Extra is exclusively available to participating union members of NZEI, PPTA, PSA, TEU, TIASA & ISEA, and is underwritten by Union Medical Benefits Society Ltd (UniMed). 

*The Primary Care plan can also be linked with an approved Hospital Cover policy to provide cover for expensive hospital treatment and take advantage of excess reimbursement ($500 maximum applies).

** Premium for a single insured adult aged up to 45 years in Primary Care Extra. Premiums vary by age and are effective as of 1 April 2021.