Primary Care Extra
The most comprehensive & practical ‘day-to-day’ plan for participating union members^ and their family members to help reduce the costs of a wide range of healthcare treatments including dental, optical, physiotherapy, GP's and prescriptions, skin check and mole mapping, and other benefits. All pre-existing conditions are covered.
What are the benefits?
Get up to $2,200 of benefits* collectively for optical, GP cost, specialist & tests, and complementary medical.
Plan Benefits
What are the benefits?
A plan including all the benefits of Primary Care plus:
- Dental Treatment
- Vaccinations
- Increased limits on some Primary Care benefits
- Mole Mapping
- Pre-existing conditions are covered
Please note No-Claiming Period apply. To find out more, see the benefits below.
For full benefit details and UniMed's terms and conditions, please click here.
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Dental Treatment
Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon. Includes periodontic and endodontic treatment.
Crowns, dental implants and dentures are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Prescribed medicines are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).
No-Claiming Period:
6 months
Benefit maximum:
50% up to $350^^ -
Medical, Specialists and Tests
Prescription medicines and laboratory tests ($20 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks. Mole Mapping is included. Ambulance fees. Travel/consultations, Flu vaccinations and other vaccinations are included (subject to a Sub-limit of 50% reimbursement of actual costs incurred up to $100 per Calendar Year).
No-Claiming Period:
3 months
Benefit maximum:
50% up to $1000^^ -
Complementary Medical
Physiotherapy, Chiropractic, Osteopathy, Podiatry, Acupuncture, Naturopathy, Homeopathy, Rongoā Māori, Chinese Medicine, Drug and Alcohol therapy, Dietitian and Nutritionist, Lymphoedema Therapy, Allergy Testing and Chelation Therapy, Audiology, Occupational Therapy, Speech-Language Therapy, Infertility/Sterilisation.
No-Claiming Period:
3 months
Benefit maximum:
50% up to $500^^ -
Optical
Optometrist eye examinations, prescription glasses and contact lenses. The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.
No-Claiming Period:
6 months
Benefit maximum:
50% up to $350^^ -
Mental Health
Psychologist, Psychotherapist, Counsellor, Psychologist.
No-Claiming Period:
does not apply
Benefit maximum:
50% up to $1000^^ -
Major Diagnostic Imaging
A contribution towards the cost of CT scans, CAT scans, MRI scans and Angiograms.
No-Claiming Period:
6 months
Benefit maximum:
50% up to $600^^ -
Hospital Treatment
A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges. Oral surgery is not included under this benefit. Benefit maximum: 50% up to a max of $1000^^. Includes reimbursement of excess on eligible hospital cover policies ($500 maximum per calendar year or claiming year). For excess reimbursement, cover applies to oral surgery excesses.
No-Claiming Period:
3 months -
Medical Appliance
Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses, aids for the control of diabetes or lung disease, Epipens, Mirena, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear (excluding inserts for shoes provided by a podiatrist), baby monitor or any equipment for the disabled.
No-Claiming Period:
3 months
Benefit maximum:
50% up to $400^^ -
Orthodontic Treatment
A contribution towards the cost of orthodontic consultations and treatment for Insured Children.
No-Claiming Period:
12 months
Benefit maximum:
30% up to $750 per child ($1500 policy maximum for the duration of the subscriber’s membership) -
Sick Leave Without Pay
Where the Member is required to take sick leave without pay due to illness. (See policy for full eligibility criteria).
No-Claiming Period:
12 months
Benefit maximum:
$50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks -
Birth Grant
A lump sum payment for each live child born to a Member or their partner; or for each child adopted by a Member or their partner.
No-Claiming Period:
12 months
Benefit maximum:
$200 for each live child born to a Member or their partner/ $200 for each child adopted by a Member or their partner. -
Bereavement Grant
A lump sum payment on the death of an Insured Adult or Child (including still birth).
No-Claiming Period:
3 months
Benefit maximum:
$1000 on the death of an Insured Adult or Child (including still birth) -
Bowel screening kit
At home bowel screening kit. Children do not qualify for this benefit.
No-Claiming Period:
36 months
Benefit maximum:
One kit every three years
Active Benefits
Additional Wellbeing Services
With all UniMed Primary Care Plans, you get access to a growing range of benefits at no additional cost designed to keep you well, help prevent illness, boost energy, and make it easier to take proactive action when it matters most. Eligibility criteria applies.
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Ask a GP
Simple, non-urgent health questions answered by a New Zealand GP, usually within 1 business day. -
Flu Vaccinations
Prevent seasonal illness with annual flu shots. -
Skin Checks
Detect skin cancer early and accurately with the SkinVision mobile app. -
Nutrition Coaching
One-on-one virtual sessions to help you build energy, manage weight, and stay on track. -
Fitness Coaching
One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals. -
Cancer Coaching
Personalised coaching from Osara Health, designed to help you stay informed, motivated, and supported through treatment.
Plus unlock more benefits
As a UniMed policy holder you can take advantage of their Membership offers too from their healthcare partners below:-
20% off MoleMap checkups
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Free Hearing Checkups
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Specsavers Discounts
UNIMED'S FINANCIAL RATING: A (Excellent)
Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).