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Primary Care Plans

Real Support For Everyday Healthcare Costs 

GP visits, dental treatment, prescriptions, physiotherapy and eye care are all part of looking after your health, but the cost of paying for them can quickly add up.

Many people put off things like dental check-ups, physiotherapy or eye tests because of the cost.

That's why our Primary Care Plans from UniMed are such an important part of our health and wellbeing mission.

They help with healthcare costs you're already paying for, making it easier to get the healthcare you need when you need it and stay on top of your health.

Every year, thousands of members use their Primary Care Plans to help reduce these costs.  Last year (Jan to Dec 2025), members received over $7 million back through their Primary Care Plans. 

OVER $7 MILLION PAID BACK TO MEMBERS LAST YEAR:

$834,707 for Dental
$777,748 for Optical
$3,139,612 for Medical, Specialists and Tests
$987,770 for Complementary Medical
$334,657 for Hospital Treatment
$215,807 for Hospital Excess Reimbursement
$178,221 for Major Diagnostic Imaging,
$88,237 for Medical Appliance
$51,488 for Orthodontic Treatment
$254,387 for Mental Health Consultation
$96,000 for Bereavement Grant
$19,000 for Birth Grant

Compare Our Plans

Choose The Level Of Support That's Right For You 

Whether it's a routine GP visit, prescription, dental appointment or physiotherapy treatment, our Primary Care Plans are designed to help make everyday healthcare more affordable and accessible.

Choose the level of support that's right for you, from basic cover through to more comprehensive options with 80% re-imbursement.

Active Benefits

More Than Help With Healthcare Costs

Most members buy a Primary Care plan to help with the cost of things like GP visits, prescriptions, dental treatment and physiotherapy.

What many don't realise is that there are also additional services available through UniMed that can help you stay healthy, identify issues early, and take a more proactive approach to your health.

From Ask a GP through to nutrition, fitness and cancer coaching, these services are designed to help you stay healthy and take action earlier when you need support.

Many of these services are available at no additional cost to members with an eligible UniMed Health Plan.

Eligibility criteria apply to some services.

Ask a GP

Simple, non-urgent health questions answered by a New Zealand GP, usually within 1 business day. 

Skin Checks

Monitor your skin and detect skin cancer early using the SkinVision mobile app.

Nutrition Coaching

One-on-one virtual sessions with a registered dietitian to help you build energy, manage weight, and stay on track.

Fitness Coaching

One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals.

Cancer Coaching

Personalised coaching programs from Osara Health for those living with cancer or those who are caregivers.

UniMed Membership Offers

Plus unlock more offers

When you purchase a plan with UniMed, you can take advantage of more exclusive offers from their trusted partners:

20% off MoleMap checkups

Free Hearing Checkups

Specsavers Discounts

Terms and Conditions

 (^) Participating Union Members of: NZEI, PPTA, ISEA, TIASA, PSA, Tertiary Education Union and any other Union approved under the EBS constitution and agreed to by the Board.  

Important Information

Primary Care, Primary Care Extra and Primary Care Max are underwritten and administered by Union Medical Benefits Society Limited (UniMed). Any cover issued in response to this application is subject to the relevant Health Plan document and UniMed’s Terms and Conditions.
 

We may receive a compensation payment from UniMed when you obtain this policy through your membership of HealthCarePlus. This enables us to provide you with Membership Benefits and the management of the charitable grants.

This webpage is intended as an information guide only and does not constitute financial advice or form part of the policy document or any contract with UniMed. 

 


 

 

UniMed's Financial Strength Rating:  

A

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).