Primary Care
Genuine value cover, that provides support across a broad range of services, with no exclusions or barriers based on existing conditions. Primary Care is exclusively available to participating union members^ and their family members.
What are the benefits?
Get up to $1,400 of benefits* collectively for optical, GP cost, specialist & tests, and complementary medical.
Plan Benefits
What are the benefits?
A plan to assist with your day to day healthcare costs including:
- Optical
- GPs and Prescriptions
- Physiotherapy, Osteopathy and Chiropractic treatment
- Rongoa Maori is included from 01.04.2024
- Birth Grant
- Excess reimbursement on approved Hospital Cover policies ($500 maximum applies***)
- Pre-existing conditions are covered
- Free access to our personalised wellbeing platform
Please note No-Claiming Period apply. To find out more, see the benefits below.
For full details on the terms and conditions, please refer to the HCP Primary Care here.
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Optical
Optometrist eye examinations, prescription glasses and contact lenses. The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.
No-Claiming Period:
6 months
Benefit maximum:
50% up to $250 -
Medical, Specialists and Tests
Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping). Ambulance fees. Flu vaccinations (all other vaccinations excluded).
No-Claiming Period:
3 months
Benefit maximum:
50% up to $750 -
Complementary Medical
Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation. Rongoa Maori is included from 01.04.2024.
No-Claiming Period:
3 months
Benefit maximum:
50% up to $400 -
Hospital Treatment
A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges. Oral surgery is not included under this benefit. Benefit maximum: 50% up to a max of $700pa. Includes reimbursement of excess on eligible hospital cover policies ($500 maximum per calendar year or claiming year).
No-Claiming Period:
3 months -
Major Diagnostic Imaging
A contribution towards the cost of CT scans, CAT scans, MRI scans and Angiograms.
No-Claiming Period:
6 months
Benefit maximum:
50% up to $600 -
Medical Appliance
Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses, aids for the control of diabetes or lung disease, Epipens, Mirena, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear (excluding inserts for shoes provided by a podiatrist), baby monitor or any equipment for the disabled.
No-Claiming Period:
3 months
Benefit maximum:
50% up to $400 -
Orthodontic Treatment
A contribution towards the cost of orthodontic consultations and treatment for Insured Children.
No-Claiming Period:
12 months
Benefit maximum:
30% up to $750 per child ($1500 policy maximum for the duration of the subscriber’s membership) -
Sick Leave Without Pay
Where the Member is required to take sick leave without pay due to illness. (See policy for full eligibility criteria).
No-Claiming Period:
12 months
Benefit maximum:
$50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks. -
Birth Grant
A lump sum payment for each live child born to a Member or their partner; or for each child adopted by a Member or their partner.
No-Claiming Period:
12 months
Benefit maximum:
$200 -
Bereavement Grant
A lump sum payment on the death of an Insured Adult or Child (including still birth).
No-Claiming Period:
3 months
Benefit maximum:
$1,000
Active Benefits
Additional Wellbeing Services
With all UniMed Primary Care Plans, you get access to a growing range of benefits at no additional cost designed to keep you well, help prevent illness, boost energy, and make it easier to take proactive action when it matters most.
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Bowel Screening Kits
Catch early signs of bowel cancer from home. -
Flu Vaccinations
Prevent seasonal illness with annual flu shots. -
Skin Checks
Detect skin cancer early and accurately with the SkinVision mobile app. -
Nutrition Coaching
One-on-one virtual sessions to help you build energy, manage weight, and stay on track. -
Fitness Coaching
One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals. -
Ask a GP
Simple, non-urgent health questions answered by a New Zealand GP, usually within 24 hours. -
Mental Wellbeing Support
Support for reducing stress, improving sleep, and staying active. -
GoodForYou
A comprehensive online wellbeing program that provides tools and support to improve your health and wellbeing and rewards you for making healthier choices.
Plus unlock more benefits
As a UniMed policy holder you can take advantage of their Membership offers too from their healthcare partners below:-
20% off MoleMap checkups
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Free Hearing Checkups
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Specsavers Discounts
We may receive a compensation payment from UniMed when you obtain this policy through your membership of HealthCarePlus. This enables us to provide you with Membership Benefits and the management of the charitable grants.
UNIMED'S FINANCIAL RATING: A (Excellent)
Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).