Primary Care

Affordable day to day health support

Our Primary Care Plan was designed to make the biggest contribution possible to your day-to-day health, not make the biggest profit?

As an eligible Union member, you get real value out of healthcare – with cover that’s designed to support you and your family’s health when you are well – not just if you get sick.

With less of the usual exclusions and barriers to apply and premiums capped for over 65’s, here’s a genuine value approach to cover that can give typical families hundreds of dollars more in support than it costs - every year.

With Primary Care you can get up to

$1,400 of benefits

From just $3.33 per week

Get a quote

— What are the benefits?

A plan to assist with your day to day health care costs including:

  • Optical
  • GPs and Perscriptions
  • Physiotherapy, Osteopathy and Chiropractic treatment
  • Birth Grant
  • Excess reimbursement on approved Hospital Cover policies ($500 maximum applies)
  • Optical 50% up to $250

    Optometrist eye examinations, prescription glasses and contact lenses (where there has been a change in vision). The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.

    Waiting period: 6 months

    Benefit maximum: 50% up to $250

  • Medical, Specialists and Tests 50% up to $750

    Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping). Ambulance fees.  Flu vaccinations (all other vaccinations excluded).

    Waiting period: 3 months

    Benefit maximum: 50% up to $750

  • Complementary Medical 50% up to $400

    Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation.

    Waiting period: 3 months

    Benefit maximum: 50% up to $400

  • Hospital Treatment 50% up to $700 ($500 maximum applies for excess reimbursement)

    A contribution towards the cost of private hospital treatment. Includes surgeon’s fee, anaesthetist’s fee and private hospital charges.

    Excess reimbursement. Excludes oral surgery.

    Waiting period: 3 months

    Benefit maximum: 50% up to $700 ($500 maximum applies for excess reimbursement)

  • Major Diagnostic Imaging 50% up to $600

    A contribution towards the cost of CT scans, MRI scans and Angiograms.

    Waiting period: 6 months

    Benefit maximum: 50% up to $600

  • Medical Appliance 50% up to $400

    Specified items prescribed by a GP, Specialist or Hospital. Includes: hearing aids, prosthesis (not related to surgery), toric and irlen lenses,  aids for the control of diabetes or lung disease, Epipens, CPAP Machine/Mask, compression stockings/sleeves, specially made footwear, baby monitor or any equipment for the disabled.

    Waiting period: 3 months

    Benefit maximum: 50% up to $400

  • Orthodontic Treatment 30% up to $750 per child ($1500 maximum for the duration of the subscriber’s membership)

    A contribution towards the cost of orthodontic consultations and treatment for Insured Children.

    Waiting period: 12 months

    Benefit maximum: 30% up to $750 per child ($1500 maximum for the duration of the subscriber’s membership)

  • Sick Leave Without Pay $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks.

    Where the Subscriber is required to take sick leave without pay due to illness.

    Waiting period: 12 months

    Benefit maximum: $50 per week plus $5 per insured child up to $60 per week, for a maximum of 26 weeks.

  • Birth Grant $200

    A lump sum payment for each live child born to a Subscriber or their partner; or for each child adopted by a Subscriber or their partner.

    Waiting period: 12 months

    Benefit maximum: $200

  • Bereavement Grant $1,000

    A lump sum payment on the death of an Insured Adult or Child (including still birth).

    Waiting period: 3 months

    Benefit maximum: $1,000

Primary Care

We hope you will take the time to consider making the most of these exclusive healthcare benefits and join HealthCarePlus, because better long-term outcomes, for all our eligible Union members is what we’re all about.

Can you afford NOT to be covered, get a quote today.

Get a quote
Primary Care

Primary Care documents

Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Hospital Cover and Risk Insurance may be underwritten by a range of New Zealand insurers. The Home Loans Solution is arranged through a range of New Zealand registered banks.  These products are managed through Monument Insurance Limited a division of Crombie Lockwood. HealthCarePlus Representatives are financial advisers contracted to Monument Insurance Limited.