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Why Lifetime Retirement Income?

Helping retirees turn their savings into retirement income for life

It's the reason you started saving all those years ago. But now that you're finally here, how do you make your savings last as long as you do?

Whether you have retirement savings or a mortgage—free home, Lifetime can help you secure a regular retirement income. This leaves you free to get out there and enjoy living.

"For many retirees hitting retirement is the wealthiest they will ever be, outside of owning their own home. While that’s good news when heading into retirement, it’s also challenging. What do you do with that money to ensure it lasts your retirement?"

Ralph Stewart, Founder & managing Director  

 

Lifetime have the answer

Lifetime Retirement Solutions

Lifetime Retirement Income have the expertise and passion for developing transparent, low—cost, high—value retirement income solutions that New Zealand retirees can have confidence in.

  • Lifetime Income

    Lifetime invests your retirement savings, then combines your retirement savings balance with your investment returns and calculates your Lifetime Annuity Factor to determine how much income can be paid each year to last your lifetime with confidence.

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  • Lifetime Home

    Introducing a debt-free equity release retirement income solution for retirees aged 70 and above. No mortgage, no debt, no interest, just certainty and regular retirement income to help supplement your day to day living in retirement.

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  • Lifetime Invest

    With many retirees now living up to 20 years or more in retirement, Lifetime Retirement Funds are crafted to support your long-term retirement journey, providing the stability and security you need.

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Partnering with Lifetime

Backed by an experienced team

By partnering with Lifetime Retirement Income we are working with a team of industry experts, who can help our Members retire with confidence.

  • Ralph Stewart: Managing Director and founder

    Ralph Stewart is the former CEO of AXA and ACC. He has forty years of experience in New Zealand’s financial services sector including TOWER and Jardine Fleming. Ralph also sits on the Police Association Board.

  • Diana Crossan: Director & chairperson

    Diana Crossan is the former Retirement Commissioner of New Zealand where she played a pivotal role in establishing KiwiSaver and launching Sorted.Org.

  • Martin Hawes: Director

    Martin Hawes is one of New Zealand’s leading financial commentators and advisers. He has authored multiple books on personal financial planning, including best-selling titles “Twenty Good Summers” and “Cracking Open the Nest Egg

Testimonials

My dealings with everyone in Lifetime has been prompt, professional and understanding for which I am grateful and would not hesitate to recommend Lifetime to anyone who is interested.

Lifetime Retirement Income customer

The customer service at Lifetime is rated (according to me who has spent a career in the service industry) 9 out of 10. Giving a 10 can make folk complacent!

Lifetime Retirement Income customer

I am 64, work in finance and thought I had a fairly good handle on my retirement situation going forward. Dividing my retirement years into stages and investing accordingly hadn’t occurred to me as I am the risk adverse type, I now feel more confident and informed

Lifetime Income Retirement customer

 

About Lifetime Retirement Income

Founder and Managing Director, Ralph Stewart, began researching retirement income products in 2013, ultimately launching the first retirement income product in 2016, which was the forerunner to their latest retirement income solution.

Lifetime helps you take care of the income portion of your retirement plan by providing regular, tax-paid, fortnightly payments directly into your bank account. Their purpose is to help people enjoy their retirement with the security of an income for life. At Lifetime they have an affinity and passion for developing transparent, low-cost, high-value retirement income solutions that New Zealand retirees can have confidence in.

Lifetime has $1 billion in funds under management and is backed by a trusted Board of industry experts, including Diana Crossan. Diana served as the Retirement Commissioner from 2003 to 2013 and contributed significantly to the development of KiwiSaver in New Zealand.

Activate your Membership to take advantage of our special offers & discounts today Activate your Membership now
(*) Terms and conditions
 
The discount is only applied when you make a Will or EPA online. The discount won't be applied to an in-centre will or in-person consultation EPAs

We may receive a compensation payment from Lifetime Retirement Income when you obtain their products and/or services through your membership of HealthCarePlus. This enables us to provide you with Membership Benefits and the management of the charitable grants.