Life Insurance

Why choose Life Insurance with us?

At HealthCarePlus, we have access to a nationwide team of Monument financial advisers who can provide you with personalised advice about which of our Life or Disability plans are best suited to your needs. 

They have access to all of New Zealand life insurers and they can help you make a well-informed decision on the type of Life Insurance that's right for you and your family. They will help you apply and help manage any claims that will happen.

Plus, through Monument adviser, you will get

A 10% discount

for the life of the policy (not just the first year)


Get an Estimate

If you are not ready to talk with an adviser, then check out our estimate tool. In less than a minute and just a few simple questions you can get a range of premium costs from most of New Zealand’s major insurance providers across a number of cover options.

Get an Estimate

Life Insurance documents

We have developed an easy-to-read guide to help breakdown the confusion, jargon and complexity of the world of life Insurance and help answer questions you may have. Our aim is to make life insurance easy to understand, making it easier to make the right decisions when it comes to protecting what’s important. To download the full guide, please click here.

HCP and Monument joint logo

For over 30 years Monument Insurance has been HealthCarePlus’s appointed business partner to provide financial advice to HealthCarePlus Members on life and health insurance. (HealthCarePlus is not legally able to provide financial advice).



T&C's: Life Insurance may be underwritten by a range of New Zealand insurers. These products are managed through Monument Insurance Limited a division of Crombie Lockwood.