Hospital Select | HealthCarePlus

I want peace of mind protection

Our Hospital Select Plan is designed to keep premiums affordable and sustainable over time - protect your family against the high costs of surgery - and help you deal with unexpected medical issues faster - meaning earlier intervention, less time off work or waiting time for surgery, and in most cases, a better outcome or recovery.

Full hospital cover - that offers up to

$300,000 of benefits

(per admission) across surgery and related consultations

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— What are the benefits?

Hospital Select is ideal if you are looking for a plan that provides comprehensive cover for major unexpected illnesses requiring surgery or hospitalisation. It’s not designed for profit - but to keep premiums affordable, and sustainable over time and provide realistic cover for surgery, cancer treatment, and a wide range of specialist consultations, scans and tests

Surgery Benefit maximums may apply
Includes:
- Up to 300,000 cover per admission
- Oral Surgery
- Minor surgery by a GP up to $500
Benefit maximum: Benefit maximums may apply
Cancer Care Benefit maximums may apply
Includes:
- Consultations (six months prior and six months after surgery)
- Diagnostic tests
- Surgery
- Radiation oncology
- Chemotherapy
Benefit maximum: Benefit maximums may apply
Imaging Benefit maximums may apply
Includes:
- CT Scan
- MRI Scan
- PET Scan
- Cardioversion
- Myocardial Perfusion Scan
- Scintigraphy
- Surgical imaging - colonoscopy and gastroscopy
Benefit maximum: Benefit maximums may apply
Specialist/Tests Benefit maximums may apply
Includes:
- Consultations
- X-rays
- Mammograms
- Ultrasounds
Waiting period: six months prior and six months after surgery

Benefit maximum: Benefit maximums may apply
Rewards for Loyalty Benefit maximums may apply
Includes:
- Sterilisation procedures
- Overseas surgery
- Obesity surgery grant
Benefit maximum: Benefit maximums may apply

Hospital Select - talk to one of our reps

The earlier you sign up the better. You never know when you or your family's health may change, but once your policy is issued and cover confirmed you are all covered for life. Act now before any ‘pre-existing conditions’ occur as they may result in conditions being excluded or worse still, cover declined.

Our HealthCarePlus Representatives can help you make a well-informed decision on the type of Hospital Cover that’s right for you and your family.

Book a chat

Hospital Select - talk to one of our reps

Hospital Select documents

We have grouped together the most commonly requested documents and the latest version of the policy document.

Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Hospital Cover and Risk Insurance may be underwritten by a range of New Zealand insurers. The Home Loans Solution is arranged through a range of New Zealand registered banks. These products are managed through Monument Insurance Limited a division of Crombie Lockwood. HealthCarePlus Representatives are financial advisers contracted to Monument Insurance Limited.