Travel Insurance cover

Cover-More Travel Insurance

The below section is a summary of the benefits available on some Cover-More Travel Insurance plans. You should always read the Policy Documents as limits, sub-limits, conditions and exclusions apply to the cover. Coverage is determined when a claim is submitted for consideration.


  • Covid-19 Benefits

    Cover-More's Options Plan has cover to help protect you from some unforeseen expenses related to COVID-19.

    See the COVID-19 Benefits page and Policy Documents

  • Medical and Dental Expenses

    Cover for unexpected medical and dental expenses if you get sick or injured on holiday

    See the Policy Documents

  • Additional Expenses Cover

    Benefit to protect you from unforeseen additional expenses incurred during your travels

    See the  Policy Documents

  • Cancellation & Amendment Costs

    Choose your level of protection in case you need to cancel or amend your trip because of a coverable reason

    See the  Policy Documents

  • Luggage & Documents Insurance

    Cover if your travel documents or luggage is lost, stolen or damaged on holidays

    See the Policy Documents

  • Delayed Luggage Cover

    Get a baggage allowance if all your luggage is delayed overseas for more than 24 hours on your journey

    See the Policy Documents

  • Travel Delays Benefit

    Benefit for additional accommodation expenses if your pre-booked transport is delayed for at least 6 hours

    See the Policy Documents

  • Money Cover

    Cover for money up to the benefit limit if it accidentally gets lost or stolen whilst on your person

    See the Policy Documents
  • Resumption of Journey

    Policy benefit to help you continue on with your trip after having to unexpectedly return home

    See the Policy Documents
  • Rental Car Insurance Excess

    Cover when you are liable to pay the rental car insurance excess if your rental vehicle is damaged or stolen

    See the Policy Documents
  • Cover for Disability

    Cover for total loss of sight or use of a limb that occurs after you suffer an injury on your trip

    See the Policy Documents
  • Loss of Income Cover

    Protect yourself from income loss if you suffer an injury whilst travelling and can't return to work

    See the Policy Documents
  • Hijacking Cover

    Cover if your public transport is hijacked and you’re forcibly detained by the hijackers

    See the Policy Documents
  • Personal Liability Cover

    Protection if you're unintentionally legally liable to pay compensation for property damage, injury or death to someone else

    See the Policy Documents
  • Accidental Death Cover

    Payment to your estate if you suffer an injury overseas resulting in your death

    See the Policy Documents

Member Benefit

Get 15% OFF when you get your travel insurance online

Get the Cover-More Travel Insurance offer here


About Cover-More Travel Insurance


Cover-More Travel Insurance is a leading travel insurance provider in New Zealand and Australia and has longstanding partnerships with major travel agency networks and airlines including Flight Centre Travel Group and Air New Zealand.

Cover-More Travel Insurance has operations in 22 countries across five continents with leading market positions also in Ireland, India, in the USA and in Latin America.

Cover-More Group was acquired by Zurich Insurance Group in 2017.

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*Terms and conditions
Limits, sub-limits, conditions and exclusions apply. Insurance administered by Cover-More (NZ) Ltd, underwritten and issued by Zurich Australian Insurance Limited (ZAIL) incorporated in Australia, ABN 13 000 296 640, trading as Zurich New Zealand. Consider the Policy Brochure and wording therein before deciding to buy this product – www.covermore.co.nz
Cooling-off period is available if you cancel your policy within 21 calendar days of the purchase date provided you have not travelled or made a claim on your policy.