Login

What are the benefits?

Get up to $1,000 of benefits* collectively for optical, GP cost, specialist & tests, and complementary medical. 

Plus many more benefits from just $4.67** per week. Get a quote for #Care4U now

Plan Benefits

What are the benefits?

A core health plan specifically contributing towards:

  • Dental treatment
  • Optical
  • GPs and Prescriptions
  • Physiotherapy, Osteopathy and Chiropractic Treatment etc 
  • Rongoa Maori is included from 01.04.2024.
  • Pre-existing conditions are covered

Please note No-Claiming Period apply. To find out more, see the benefits below.

For full details on the terms and conditions, please refer to the HCP #Care4U booklet here

  • Dental Treatment

    Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon.  Includes periodontic and endodontic treatment.

    Crowns, dental implants and dentures are not included. Prescribed medicines are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).

    No-Claiming Period: 
    6 months
    Benefit maximum: 
    50% up to $250

  • Complementary Medical

    Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation. Rongoa Maori is included from 01.04.2024.

    No-Claiming Period: 
    3 months
    Benefit maximum:
    50% up to $250

  • Medical, Specialists and Tests

    Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping).  Ambulance fees.  Flu vaccinations (all other vaccinations excluded).

    No-Claiming Period:
    3 months
    Benefit maximum: 
    50% up to $250

  • Optical

    Optometrist eye examinations, prescription glasses and contact lenses. The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.

    No-Claiming Period: 
    6 months
    Benefit maximum: 
    50% up to $250

Active Benefits

Additional Wellbeing Services

With all UniMed Primary Care Plans, you get access to a growing range of benefits at no additional cost designed to keep you well, help prevent illness, boost energy, and make it easier to take proactive action when it matters most.

  • Bowel Screening Kits

    Catch early signs of bowel cancer from home.

  • Flu Vaccinations

    Prevent seasonal illness with annual flu shots.

  • Skin Checks

    Detect skin cancer early and accurately with the SkinVision mobile app.

  • Nutrition Coaching

    One-on-one virtual sessions to help you build energy, manage weight, and stay on track.

  • Fitness Coaching

    One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals.

  • Ask a GP

    Simple, non-urgent health questions answered by a New Zealand GP, usually within 24 hours.

  • Mental Wellbeing Support

    Support for reducing stress, improving sleep, and staying active.

  • GoodForYou

    A comprehensive online wellbeing program that provides tools and support to improve your health and wellbeing and rewards you for making healthier choices.

Plus unlock more benefits

As a UniMed policy holder you can take advantage of their Membership offers too from their healthcare partners below:

  • 20% off MoleMap checkups

  • Free Hearing Checkups

  • Specsavers Discounts

 Terms and conditions
 
(^) Participating Union Members of: NZEI, PPTA, ISEA, TIASA, PSA, Tertiary Education Union and any other Union approved under the EBS constitution and agreed to by the Board.
 
(*) Benefit amounts are compiled from a core health plan specifically contributing towards Dental, Optical, GPs & Prescriptions and Complimentary Medical benefits e.g. Physiotherapy, Osteopathy and Chiropractic treatment. If your quote is for a couple or a family, the benefit figure is per annum, and covers each Adult on the plan. The benefits for children cover the children on the plan collectively.
 
(**) This is the weekly premium paid by a single insured adult aged between 18 and 45, as at 01 April 2025.
 
#care4U is underwritten by Union Medical Benefits Society Ltd (UniMed). Any cover issued in response to this application is subject to the terms and conditions contained in the relevant policy documentation and UniMed’s Conditions of Membership.

We may receive a compensation payment from UniMed when you obtain this policy through your membership of HealthCarePlus. This enables us to provide you with Membership Benefits and the management of the charitable grants.
 

UNIMED'S FINANCIAL RATING:  A (Excellent)

Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).