Plan Benefits
What are the benefits?
A core health plan specifically contributing towards:
- Dental treatment
- Optical
- GPs and Prescriptions
- Physiotherapy, Osteopathy and Chiropractic Treatment etc
- Rongoa Maori is included from 01.04.2024.
- Pre-existing conditions are covered
Please note No-Claiming Period apply. To find out more, see the benefits below.
For full details on the terms and conditions, please refer to the HCP #Care4U booklet here
-
Dental Treatment
Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon. Includes periodontic and endodontic treatment.
Crowns, dental implants and dentures are not included. Prescribed medicines are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).
No-Claiming Period:
6 months
Benefit maximum:
50% up to $250 -
Complementary Medical
Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation. Rongoa Maori is included from 01.04.2024.
No-Claiming Period:
3 months
Benefit maximum:
50% up to $250 -
Medical, Specialists and Tests
Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping). Ambulance fees. Flu vaccinations (all other vaccinations excluded).
No-Claiming Period:
3 months
Benefit maximum:
50% up to $250 -
Optical
Optometrist eye examinations, prescription glasses and contact lenses. The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.
No-Claiming Period:
6 months
Benefit maximum:
50% up to $250
Active Benefits
Additional Wellbeing Services
With all UniMed Primary Care Plans, you get access to these additional services at no additional cost designed to support your health and wellbeing, preventing illness, building resilience, and making it easier to take action when it matters most.
-
Bowel Screening Kits
Catch early signs of bowel cancer from home. -
Flu Vaccinations
Prevent seasonal illness with annual flu shots. -
Skin Checks
Detect skin cancer early and accurately with the SkinVision mobile app. -
Nutrition Coaching
One-on-one virtual sessions to help you build energy, manage weight, and stay on track. -
Fitness Coaching
One-on-one virtual sessions with fitness experts to understand your specific situation and your fitness goals. -
Ask a GP
Simple, non-urgent health questions answered by a New Zealand GP, usually within 24 hours. -
Mental Wellbeing Support
Support for reducing stress, improving sleep, and staying active. -
GoodForYou
A comprehensive online wellbeing program that provides tools and support to improve your health and wellbeing and rewards you for making healthier choices.
Plus unlock more benefits
As a UniMed policy holder you can take advantage of their Membership offers too from their healthcare partners below:-
20% off MoleMap checkups
-
Free Hearing Checkups
-
Specsavers Discounts
UNIMED'S FINANCIAL RATING: A (Excellent)
Union Medical Benefits Society Limited (UniMed) has been given an A (Excellent) insurer financial rating by AM Best. AM Best’s ratings are as follows: Secure: A++, A+ (Superior); A, A- (Excellent); B++, B+ (Good) Vulnerable: B, B- (Fair); C++, C+ (Marginal); C, C- (Weak); D (Poor); E (Under Regulatory Supervision); F (In Liquidation); S (Suspended).