HealthCarePlus was created by the unions that protect your rights at work - to protect your health in life.

We give eligible union members (and their families) the chance to be part of a uniquely generous and affordable healthcare scheme that’s designed to benefit you in everyday life, not just when you’re sick… and can often save typical families hundreds of dollars more than it costs, each year. And we 'give back' to the education and public sector as a whole - through our charitable Grants for Good.

— Here’s what you're part of with HealthCarePlus

HealthCarePlus was created by the unions who protect your rights at work - to protect your health in life.  We give eligible union members (and their families) the chance to be part of a uniquely generous and affordable health care scheme that’s designed to benefit you in everyday life, not just when you’re sick… and can often save typical families hundreds of dollars more than it costs, each year.

  • Better cover

    Better cover

    For as little as a few dollars a week, our Primary Care packages help offset your day-to-day health costs across a very broad range of services - making personal and family healthcare, truly affordable.

    You can claim a wide range of benefits - with no ‘pre-existing condition’ exclusions - and once you sign up, you (and your family) can continue to access our benefits for life, even if you leave your union.

    It’s about healthcare you’ll actually use in normal life - that’s there to maximise your benefit, not minimise our payouts -  backed up with comprehensive hospital cover if you need it, through our Hospital Select scheme.


  • Genuine benefits

    Genuine benefits

    You’ll join thousands of education and public sector workers, who are getting even more value out of their union membership - by accessing healthcare support that’s been specifically designed for the NZ healthcare system, and to work ‘everyday’ for its members.

    This means that a typical family, with typical needs, might save hundreds of dollars more than they pay, each year! To calculate your potential savings, just click here. 

    And click here to see the genuine comments and experiences of current HealthCarePlus members.

  • A not-for-profit provider

    A not-for-profit provider

    While many of us would prefer healthcare to be universal (and free) – today’s reality makes paid cover a necessity for most New Zealanders. But while private providers are there to maximise profits to shareholders, which can shape their costs, benefits (and fine print) - we’re a union-created cooperative, (and NZ registered charity) that only exists to do the best thing, and the right thing, by you.

    This means more generous, transparent products and a claims process that’s designed around paying your claim, not hindering it. This leads to more satisfied customers - and more benefits for the education & public service sectors as a whole. See what this means for our members, right here.

  • Supporting your sector

    Supporting your sector

    Created by unions, we only exist to help support and increase the physical, mental and financial well-being of all our members.

    We do this in three ways:

    More generous healthcare that delivers unique benefits - and lasts beyond your union membership, for the rest of your whanau and the rest of your life.

    Supporting resources like our Health & Wellbeing blog articles - that exist for the benefit of our members, and the sector.

    Our ‘Grants for Good’ programme - that provides charitable grants to help fund the professional development and training of individual members –  and research projects that benefit the sector as a whole.

— I want everyday support

Our Primary Care cover is designed to maximise the benefits paid to you, not minimise them.  Plus, our Plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost.  And once you’re a Member, you and your family can enjoy the benefits, not just for the rest of your union membership – but for the rest of your life.

  • Primary Care

    Affordable day to day health support,  to make the right care more accessible for you – offering up to $1,400* of annual benefits from just $3.43** per week.

    Find out more
  • Primary Care Extra

    Our most comprehensive ‘day-to-day’ package - offering up to $2,000* of annual benefits from just $5.69** per week.

    Find out more
  • #care4U

    Cost efficient cover, for the things you really need – offering up to $1,000* of annual benefits from just $3.77** per week.

    Find out more

— I want peace of mind protection

Most New Zealanders don’t realise how much surgical, hospital, or ongoing medical care can truly cost their family until it’s too late. 

And we always hope that our holiday trips go smoothly but sometimes that isn’t always the case.  

So we can help you be prepared for the unexpected that life throws at you whether it’s on holiday or in life. 

Hospital select

On behalf of our Members we have negotiated with UniMed (our health insurance partner) a new and exclusive hospital insurance plan with enhanced benefits, special terms and conditions:

  • Full hospital cover - that offers up to $300,000 of surgical cover (per person, per admission) across surgery and related consultations.
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Find out more
Hospital select

Travel Insurance

As a HealthCarePlus Member you are entitled to discounted travel insurance. We’ve negotiated a travel insurance product with Cover-More Travel Insurance which is designed to protect you and your family when the unexpected happens on holiday.

Find out more
travel protection for new zealanders

— Our advocates

  • Bill | HealthCarePlus

    "I've been a member myself and I saw the benefits first hand...It was a no-brainer to let my staff know about it too.  So, I would invite our local HCP Rep into the school regularly to talk to my staff.  Of course they saw great value in it themselves and I know some are still in it even after they had left teaching and the union."


    Retired Principal of Sacred Heart Cathedral School

    Read more

Our HealthCarePlus Reps

At Healthcareplus we have a nationwide team of financial advisers who can provide you with personalised advice about which of our plans are best suited to your needs.

Meet our Reps
Our HealthCarePlus Reps

What our members say