HealthCarePlus is more than a health insurance provider.

Created by the unions that protect your rights at work - to support your health in life.  We believe that in today’s world, supporting your health & wellbeing is much more than just access to affordable health insurance.  We now provide ‘Member-only’ services & offers from a range of trusted partners that aims to support your financial, physical and mental wellbeing.

Plus, you don’t need to buy a Health Insurance Plan to join HealthCarePlus now.  Just by being a union member, you are eligible to join.  You can register to become an Associate Member which will give you access to all our ‘Member-only’ benefits.  

— Here’s what you're part of with HealthCarePlus

You’re part of an exclusive not-for-profit organisation, designed only for eligible union members and their families, to make the benefits of your union membership go even further. You can access free services and get discounts on a range of products and services - that have been carefully selected to support your financial, physical, and mental health & wellbeing. Plus we aim to give you more value than the commercial market will usually offer.

  • Better cover

    Better cover

    HealthCarePlus’s Primary Care healthcare plans are designed to help offset your day-to-day health costs across a very broad range of services - making personal and family healthcare, truly affordable.

    There are no exclusions based on ‘pre-existing condition’ exclusions, and our Primary Care Plans can leave typical families hundreds of dollars a year better off. Even if you leave your union, your eligibility continues for life.

    We also offer comprehensive hospital cover for those that need it, through our Hospital Select scheme - and discounted offers on travel and life insurance through leading providers that we’ve selected to give you the most value, for a fair price.

    And click here to see the genuine comments and experiences of current HealthCarePlus members.

  • Genuine benefits

    Broader benefits

    Beyond insurance, we offer special ‘member-only’ discounts on other financial/legal services - such as discounted rates on legally binding wills and powers of attorney, from Public Trust.

    We specifically select trusted, and wherever possible NZ-owned and operated partners who (like us) are all about putting customers first - and then negotiate exclusive ‘added value’ on behalf of our members.

  • A not-for-profit provider

    Advice & Support

    In addition to connecting you to ‘added value’ services - we also offer HealthCarePlus members a range of free resources and tools to support your physical, mental or financial health and wellbeing. From financial advice to a market-leading health and wellbeing platform, there’s a range of options on call - and we’re constantly working to offer you even more.

    And the best part? As an eligible union member, you’re already part of HealthCarePlus. Just register here so that we can keep you up to date with new offers and services that best suit you and your families needs.

  • Supporting your sector

    Giving back

    Giving back to workers in the education & and public service sectors, is what all our services are designed to do. But in addition, HealthCarePlus on behalf of our Members contributes to the advancement of the education for all Kiwi’s via our charitable ‘Grants for Good’ program This program assists both individuals in need, or those individuals or groups with great ideas dream’s come true

    So from assisting with hardship needs, to funding professional development activities or research projects- there are a wide range of charitable education grants on offer. 

    Click here to find out more - or apply.

— I want everyday support

Our Primary Care cover is designed to maximise the benefits paid to you, not minimise them.  Plus, our Plans have less of the usual barriers and exclusions to join and often pay out more each year to typical families, than they cost.  And once you’re a Member, you and your family can enjoy the benefits, not just for the rest of your union membership – but for the rest of your life.

 

  • Primary Care

    Affordable day to day health support,  to make the right care more accessible for you – offering up to $1,400* of annual benefits from just $3.75** per week.

    Find out more

  • Primary Care Extra

    Our most comprehensive ‘day-to-day’ package - offering up to $2,000* of annual benefits from just $6.24** per week.

    Find out more

  • #care4U

    Cost efficient cover, for the things you really need – offering up to $1,000* of annual benefits from just $4.13** per week.

    Find out more

— I want peace of mind protection

Most New Zealanders don’t realise how much surgical, hospital, or ongoing medical care can truly cost their family until it’s too late. 

And we always hope that our holiday trips go smoothly but sometimes that isn’t always the case.  

So we can help you be prepared for the unexpected that life throws at you whether it’s on holiday or in life. 

Hospital select

On behalf of our Members we have negotiated with UniMed (our health insurance partner) a new and exclusive hospital insurance plan with enhanced benefits, special terms and conditions:

  • Full hospital cover - that offers up to $300,000 of surgical cover (per person, per admission) across surgery and related consultations.
  • Cover for many pre-existing conditions after you have been insured for three years.
  • Cover for Specialist consultations, test/investigations associated with surgery or hospital admission and cancer treatment including surgery, radiotherapy and chemotherapy.
Find out more
Hospital select

Travel Insurance

As a HealthCarePlus Member you are entitled to discounted travel insurance. We’ve negotiated a travel insurance product with Cover-More Travel Insurance which is designed to protect you and your family when the unexpected happens on holiday.

Find out more
travel protection for new zealanders

— I want to protect my loved ones when I'm gone

We’ve partnered with Public Trust, New Zealand's largest provider of wills and estate administration services to provide our Members, access to their new online platform that makes it easy to get a will, enduring power of attorney and statement of wishes sorted from the comfort of your own home

Get your will and EPA online

With our online wills & EPAs offer, you get a 15% member discount when you make your will or EPA online. Plus it's quick and easy to complete yourself. And if you need any extra assistance, the support team is based in New Zealand, available for live chat or a phone call.

Find out more
Get your will and EPA online

— I want to know more about money matters

Helping to improve our Members financial well-being is a core part of why we exist and along with our commitment to education and knowledge we are developing a series of resources to help our Members become more financially resilient.

'Good to know' Resources Centre

We have developed a new resource hub to help our Members tackle the major issue of improving their financial resilience. Browse and download our library of guides, ebooks, practical tools, events, and training, starting with Insurance and Estate Planning.

Find out more
'Good to know' Resources Centre

— I want to speak to a financial adviser

At Healthcareplus we have a nationwide team of financial advisers who can provide you with personalised advice about which of our Health, Life or Disability plans are best suited to your needs.

Our HealthCarePlus Reps

Our Representatives are financial advisers contracted to HealthCarePlus through Monument Insurance. Monument has been our appointed business partner since the early 1990’’s to provide financial advice to our members on life and health insurance products (HealthCarePlus as a Society is not legally able to provide financial advice).

Meet our Reps
Our HealthCarePlus Reps

— I want to make a claim?

Then visit our Members services page.

There’s information on how to make a claim and you can access important forms & documents. You can register for My HCP here too.  My HCP is our secure, online service that makes claiming and managing your health plans fast and easy.

Your resources Make a claim
i-want-to-make-a-claim

— Latest news

View all

What our members say

  • So positive. It is my cheapest healthcare insurance and I claim so regularly. I am sure I receive in GP/Dental and pharmacy refunds more than my premiums are. 

    T T. Auckland

  • I've told my health colleagues from University they would be mad not to join HealthCare Plus. Great family friendly insurance polices and friendly helpful service. I've belonged for years. Very happy.

    LC, Canterbury, Member since 2012

  • Communicates well with me. I feel informed and updated. There is general information about health and wellbeing that I appreciate getting and I get timely responses to questions and requests

    KC, Porirua, Member since 1986

  • Thanks HealthCarePlus, especially for the heads up that I hadn't claimed back my approved Hospital Cover policy excess back. I was talking about how fabulous you all are to remind me of this. Big points for HealthCarePlus. I've been with EBS/HealthCarePlus since 1996 and I appreciate that you are looking after me.

    Jackie

  • I have been with EBS and followed it through all the various permutations since about 1986. It has served me well and enables me not to think twice about visiting the doctor if I should.

    JR, Member since 1987, Auckland

  • I would like to congratulate you for being the first insurance place to ensure your employees are on the LIVING WAGE. Well done.

    Christine

  • I wish to state that 'it's good to belong' to HealthCarePlus is certainly true! I have belonged to this health insurance organisation for many years, since the 1980's and have always had fast, efficient and courteous service.   When I was still teaching I always recommended EBS/HeathCarePlus without hesitation to young teachers citing my own positive experience with you. Thank you for being such a truly supportive organisation.

    Joan

  • Any claims I have made during the many years I have been a member, have been processed with efficiency and within a short time frame. My Health Care Representative has been excellent, and is always available and willing to explain and clarify any claim issues or concerns.

    PB, Kerikeri, Member since 1993

  • You are absolutely wonderful at processing the claims promptly for us.  Please know it's really appreciated. It's  especially so when ones health isn't the best as it means that it's one less stress to manage.

    Lisa

  • Really pleased I am able to have a cover that isn't too expensive while on one wage with two kids. When ringing, emailing and claiming I have always had fast, efficient and helpful communications with people.

    C H, Upper Hutt, Member since 1998