Plan Benefits
#CARE4U
Get up to $1,000 of benefits* per year, from just $4.67** per week.
Please note waiting periods apply. See below.
For full details on the terms and conditions, please refer to the HCP #Care4U Policy Document
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Dental Treatment
Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon. Includes periodontic and endodontic treatment.
Crowns, dental implants and dentures are not included. Prescribed medicines are not included. Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).
Waiting period:
6 months
Benefit maximum:
50% up to $250 -
Complementary Medical
Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation. Rongoa Maori is included from 01.04.2024.
Waiting period:
3 months
Benefit maximum:
50% up to $250 -
Medical, Specialists and Tests
Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping). Ambulance fees. Flu vaccinations (all other vaccinations excluded).
Waiting period:
3 months
Benefit maximum:
50% up to $250 -
Optical
Optometrist eye examinations, prescription glasses and contact lenses. The effective date for the claim is the date of the prescribing eye examination, not the date of purchase or supply of the prescription glasses or contact lenses.
Waiting period:
6 months
Benefit maximum:
50% up to $250