Previously EBS Health Care

A good financial rating


The Insurance (Prudential Supervision) Act 2010 requires all New Zealand health insurers to be given a Financial Strength Rating (FSR).

AM Best is a global credit rating agency with a focus on the insurance industry.

A M Best Company has assessed HealthCarePlus (the trading name for EBS – The Education Benevolent Society Incorporated) as having a rating of B++(Good). 

RATING HISTORY A.M.Best

 Date

FSR

 ICR

March 2017

B++

bbb

March 2016

B++

bbb

March 2015

B++

bbb

March 2014

B++

bbb

March 2013

B++

bbb

March 2012

B++

bbb

AM Best's ratings are as follows:

Secure   Vulnerable
A++, A+ (Superior)      B, B- (Fair)
A, A- (Excellent)   C++, C+ (Marginal)
B++, B+ (Good)   C, C- (Weak)
    D (Poor)
    E (Under Regulatory Supervision)
    F (In Liquidation)
    S (Suspended)

RBNZ Licence       

The Reserve Bank of New Zealand, under section 19 of the Insurance (Prudential Supervision) Act 2010, has issued a licence to The Education Benevolent Society Incorporated (441954) to carry on non-life insurance business in New Zealand. Dated 18 April 2013.

Approved Disputes Resolution Scheme

The Education Benevolent Society Incorporated* (note that, HealthCarePlus is the trading name for EBS*) is registered with "Insurance & Financial Services Ombudsman Scheme Inc." (IFSO Scheme) click the link for further information.

Our complaints procedure:

Occasionaly we may decline a claim or not meet your expected reimbursement levels. Most queries can be dealt with through a friendly phonecall - here is our formal complaints procedure: Click Here

 

 
 
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