Previously EBS Health Care


Who is HealthCarePlus?

HealthCarePlus is the trading name for The Education Benevolent Society Incorporated (“EBS”). EBS was started in 1963 to enable teachers, education sector members, and their families to access competitive insurance products to support their families’ health and provide financial
protection for unforeseen events.

HealthCarePlus is a not-for-profit incorporated society. This means that HealthCarePlus is owned by its Members and any profits (called surpluses) are applied for the benefit of those Members. Unlike a company, there are no dividends paid to shareholders.

HealthCarePlus has a B++ Financial Strength Rating.

HealthCarePlus is the first accredited Living Wage Employer in the insurance sector. Click here to view the Media Release.

HealthCarePlus privacy statement, click here

Solvency Margin

As at 31st December 2016, The Education Benevolent Society Incorporated's solvency position is as follows:

Solvency capital:
Minimum capital requirement per RBNZ Standards:
Solvency margin:
Solvency ratio:


Annual Reports

View our 2016 Annual Report

View our 2015 Annual Report

View our 2014 Annual Report

View our 2013 Annual Report


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