A core health cover plan

#care4U is exclusively available to participating union members and their families - eligibility criteria applies. 

For new subscribers, you can apply online right here: 

#care4U is a core health plan specifically contributing towards;

Dental treatment
GPs and Prescriptions
Physiotherapy, Osteopathy and Chiropractic Treatment etc

What are the benefits?

Click headings to open.

Dental Treatment (available to #care4U and Primary Care Extra Members only)

Includes dental examinations, x-rays, cleaning/polishing performed by a Dentist, Oral Surgeon or Dental Hygienist. Includes fillings and teeth extraction (excluding wisdom teeth) performed by a Dentist or Oral Surgeon.  Includes periodontic and endodontic treatment.

Crowns, dental implants and dentures are not included.  Veneers, gold fillings or other forms of cosmetic dentistry are not included. Orthodontic treatment is not included (refer Orthodontic Benefit).

Waiting period: 6 months  

Benefit maximum: 50% up to $250



Optometrist eye examinations, prescription glasses and contact lenses (where there has been a change in vision).

Waiting period: 6 months 

Benefit maximum: 50% up to $250


Medical, Specialists and Tests

Prescription medicines and laboratory tests ($10 per item limit), GP visits, Specialist consultations and diagnostic tests including: X-rays, Ultrasound (not obstetric), mammograms, prostate checks, and skin checks (not mole mapping).  Ambulance fees.  Flu vaccinations (all other vaccinations excluded).

Waiting period: 3 months 

Benefit maximum: 50% up to $250 


Complementary Medical

Physiotherapy, chiropractic, osteopathy, podiatry, acupuncture, naturopathy, homeopathy, psychology, psychotherapy, counselling, drug and alcohol therapy, dietitian and nutritionist consultations, lymphoedema therapy, allergy testing and chelation therapy, audiology, occupational therapy, speech-language therapy, infertility/sterilisation.

Waiting period: 3 months 

Benefit maximum: 50% up to $250 




For further details about #care4U please
see the attached policy document



#care4U rates - effective 1 April 2019

Age Single Couple
Age One Parent Family Two Parent Family

These rates are fortnightly, effective as at 1 April 2019, are GST inclusive and are only available to participating union members and their families (conditions apply). Rates may be adjusted annually. For more information on Rates please click here>

The sooner you join, the sooner we can help you pay for your day-to-day health costs. 
Please provide some details to join here.

Your HealthCarePlus enquiry line: 
0800 268 3763

See more information on how to join>


Upgrade your policy

Upgrading your cover to Primary Care Extra, please complete the form here>

Terms and conditions apply.  Primary Care, Primary Care Extra, #care4U and Hospital Select are underwritten by Union Medical Benefits Society Ltd (UniMed). Hospital Cover and Risk Insurance may be underwritten by a range of New Zealand insurers. The Home Loans Solution is arranged through a range of New Zealand registered banks.  These products are managed through Monument Insurance Limited a division of Crombie Lockwood. HealthCarePlus Representatives are financial advisers contracted to Monument Insurance Limited.

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